Unlocking Opportunities: Navigate the Best Commercial Mortgage Rates Comparison

  • Up to 90% of costs (Loan to Cost)
  • Up to 75% of Gross Development Value
  • Loans from £1,000,000 to £30,000,000
  • Rates from 4.75%pa over BoE Base

No matter how big or small your project is, we can help you with commercial property mortgage comparison to suit your requirement. A commercial mortgage is a loan borrowed from lenders against a property that is not your main residence. It is used to purchase buy-to-let properties either solely or as a part of the portfolio.

You can also use commercial mortgages for a range of other purposes. The main uses are:

•  Expanding your occupied business facility
•  Remortgaging
•  Building commercial portfolio
•  Building buys to let portfolios
•  Securing land for a commercial project

•  Buying a business 


Ready to apply or you want to find more:

To find out if you are eligible for commercial mortgages, you will have to provide

  • Three full years adulted or certified account plus current management figures
  • Two months’ bank statements
  • Assets and liabilities statement

Check Your Rates

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Why Work With Us?

PropertyFinanaceCompare.com is a team of professional brokers, not lenders. We become a bridge between borrowers and lenders to enter into different types of loan agreements, including both secured and unsecured loan agreements. 

Reliable property development loan comparisons that you can trust. It is always nice to know that our clients are on the right track. What makes us different

 

What makes us stand out from our competitors?

Property finance compare has become a staple form of a brokerage firm that can help clients in almost every commercial property purchase or redevelopment project. The designed financing option help developers to quickly access the funds and compare rates needed to buy various types of commercial property until they are rented sold or refinanced under another mortgage form. 

What is property finance compared for?

In simple words, businesses that are looking for flexibility and growth. We are now working with many property developers, allowing them to compare different funding options and quickly access funds.

What are the benefits of working with us?

Tailored financial advice24/7 customer servicesReputation in the UK property development industryRelationships with a number of top lendersSuccessful project completion records

What’s difference b/w a lender and a broker?

A lender is a financial institution that makes a loan directly to you. A broker does not lend money.

FAQs

Are commercial mortgages beneficial?

When considering whether to apply for commercial mortgage for your business premises, it is always advisable to compare deals and weigh up the benefits. 

In terms of the positives. If your property gains value, your equity will increase. You are secured from rising rental charges as you own the property.

  • As long as you keep up with your payments, you are not at the risk of being kicked out of your business premises.
  • The interest on your commercial mortgage may be tax-deductible. 

How can I become eligible for commercial mortgages?

To be eligible for a commercial mortgage, you will need to meet the lender’s set criteria. This will vary not only based on the lender in question, but also on which type of commercial mortgage you are looking for. You will typically need:

  • A minimum deposit worth 20% or more of the property you plan to buy
  • To borrow a sum within the minimum and maximum borrowing amount as stated by the lender
  • Meet the minimum and maximum age requirements of the lender.
  • Prove that your business is profitable 
  • If applying for a commercial investment mortgage, prove your intended rental property will bring in enough income to cover the loan.

Are commercial mortgages cheaper than personal mortgages?

Senior property development loans are the largest aspect of development finance.

What does your development loan comparison table offer?

No! They are comparatively more expensive than personal mortgages. As there is a higher risk involved and has less market competition. Moreover, you would not be able to buy a commercial property with a standard residential mortgage.

Commercial mortgages typically come with a loan-to-value ratio of up to 80%. This means that you would need to have 20% or more of the value of the property you intend to buy as a deposit.

How do I compare commercial mortgages?

If you are ready to start comparing commercial mortgage rates, you can use our services or directly connect with our representative. It will show you the minimum turnover per year required by the lender, the available borrowing value, and the terms.

What is a semi-commercial mortgage?

A semi-commercial mortgage is used to buy a ‘mixed-use property. Any property that contains both commercial and residential spaces, such as a shop or pub with a flat above it.